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Sky Blue is one of the most popular and high-rated credit repair company on the market.
It strives to restore your credit in about 6 months, give or take. It comes with a full 90 day refund, no questions asked and a top-notch customer support. It is a good choice for people who want to get mortgage-ready or eligible for a car loan or other types of credit inquiries.
The company was founded in 1989 and it is compliance with the Credit Repair Organizations Act (CROA). It is based in Florida, although everything can be solved online or over the phone, so you don’t have to actually visit their offices.
Sky Blue comes with a free phone consultation. You can sign up alone or as a couple.
They have a quick dispute process and can dispute up to 15 items (5/credit bureau) every 35 days. Once the company begins to dispute the items on your credit report, you can usually see the first results within a month. Although they are faster in disputing items than other competitors, they are also careful not to overburden the bureaus. The dispute letters they send are 100% customized to your needs, so there is no one fits all form.
There are other features missing from their services, such as the fact that they don’t work with creditors. That could be a problem for customers because the hits on their credit could end up back on the report. They don’t offer pay for delete negotiations either, which would be useful because that way you could pay off reduced legitimate fees in order to have the hit deleted from your credit report.
They do, however help you boost your credit score and offer other free of charge services such as goodwill letters, debt validation, etc.
Signing up for the Sky Blue service is a simple and quick process. It can be done in a matter of minutes. You will immediately get an email with instructions on how to get them your credit report. Subsequently, a rep will identify any questionable items on your report that worth being disputed and you will receive another email with the results. They will send the items to the credit bureaus in your behalf and you can see the responses in real time.
Although they don’t offer 100% guarantee regarding their removal, they can address all sorts of negative items, from late payments, to student loans, bankruptcies, false inquires, false accounts and so on.
The setup fee and monthly fee for the first option is $59. If you sign up as a couple you get a discount and you have to pay only $99. The setup fee is only required only after 6 days and you can cancel on them whenever you want, without being charged.
The service focuses on the basics of credit repair and doesn’t include free credit monitoring or credit pull. They use third-party reporting bureaus for these services. If you select a monitoring service you have to pay an extra $14,99/month. The service includes a new 3-bureau report each month. You can also opt for a one-time purchase option that will cost you $29,95.
Sky Blue has a good reputation in terms of customer support. They are available 24/7 via phone, mail or through their online form. The response time is short and the reps are usually transparent and helpful.
Phone: (800) 790-0445
Contact form: https://skybluecredit.com/contact/
They also have an extensive knowledge base: a FAQ, credit repair and credit score tutorials, tips on how to repair your credit, a blog and a ‘how to’guide.
Our editorial staff evaluates products and services independently, but Best Review Guide may earn money when you click on links. Read our advertising disclosure.
By: Kelly | Last updated April 12, 2017 
