What is USSA EVP?

Mitch Avatar By: Mitch | Last updated December 22, 2020

Mechanic with hand under the hood of a car


If you are looking for extended vehicle protection, you should definitely check out the USAA Company for two reasons:

  • It has the longest tradition since 1922
  • It is worth the cost

The USAA  was established in 1922 and their extended vehicle protection is reserved for US military members. Since the company is specialized for this category, they offer suitable features and discounts for members of active military duty, their family members, veterans, cadet, and midshipman. 

In this category, there are two coverage plans to choose from: 

  • Manufacturer wrap protection
  • Comprehensive protection

The Manufacturer wrap protection is suitable for:

  • Newer vehicles
  • For car owners who have close to 30 days left on their manufacturer’s warranty and 1,000 miles.
  • If you want to cover basic parts of your car 

A Comprehensive protection plan is the best choice if:

  • Your vehicle has less than 115,000 mileage 
  • Your vehicle is not more than 10 years old
  • Covers the engine, drive axle, and transmission assembly plus the damage from an accident, except for when of rollover or collision. 

There are several features included in both plans:

  • Roadside assistance 
  • Rental reimbursement (not more than $50/day)
  • Accident forgiveness (for those who haven’t been involved in an accident during the 5 year period)
  • 60-day money-back guarantee

USAA services are also available on their mobile app. It is suitable for filing a claim, changing your policy, adding an extra driver, or pay a bill. 

How to get it?

On their official website, you can apply for a free quote. There are a few steps you need to fill to become their member:

  • Determine if you are eligible ( your date of birth, contact information, and Social Security number, military service proof, passport or permanent resident card for non-US residents).
  • Setting up account
  • Choosing an extended vehicle quote 

Once you register as their member, you have the access to their blog and community center for sharing information, privacy, and financial advice. 

For US active military members you need to give your:

  • Branch of service
  • Rank
  • Entry to active service date

For veterans it is eligible to give:

  • Branch of service
  • Rank
  • Service start and end dates

For cadet or midshipman you need to give:

  • Branch of service
  • Commissioning source and date

Officer candidate commissioning within 24 months need to give:

  • Branch of service
  • Commissioning source
  • Commissioning date 

Spouses should give an additional Social security number, while former spouses or widows need to give USAA number, as well as children if their parent if in the military service. 

Is it worth the cost?

As we mentioned, USSA extended car protection offers many types of discount for Military members and their families. Since the company is dedicated to the safety of their drivers, they pay special attention to the Accident forgiveness protection. You can get lower costs on your membership if you maintained a good driving record and haven’t been involved in a car accident for the last 5 years. 

USAA offers its own official driving test. If you get the pass, you can only get a decent discount. 

If you’re looking to include your family member for their policies, you should know that for their younger members and students with good grades, they are offering a discount for any type of plan you choose. For their younger members, there is also a 10% discount for extended membership in case their parents are users of USAA services for more than 3 years.

The more you drive, the more you save discount is for owners with a vehicle with a higher mileage per year. The higher mileage you have, the better price on your quote. 

You can also save up to 60% on the car you store and get a better price based on the type of vehicle you own and yearly mileage. 

The company also offers a Military installation discount within the Comprehensive plan if you store your vehicle in their base. 

In the User policy you can also find a No down payment feature plus no-payment cancellation. You should also know that this applies to the period in the last three years. 

MPP (Military Protection Plus) is also a great way for beneficial membership. This policy is reserved for those who serve, active military members or deployment. You can check out their MPP policy and gather all the information. 

Never mind the membership you choose or your current military status, USAA offers a discount based on your good credit insurance. Of course, only in those states where the law permits this feature. 

As you can see, the company is trying to give the best offer and discount for their long-trusted members as well for those arriving, especially the younger class. 

Who should get it?

Since USAA ]is dedicated to serving the military members and their families, they have rules about the application form. The following is the list of the members that can join the USAA:

  • US Military members
  • Precommissioned officers 
  • Spouses and children

Besides the extended vehicle protection, you can also ensure your home, life, health, small business, and even medical expenses for your pets. 

USAA customer support is available through live chat option, call, or email address. There is also an option for international contact information: select your country and get all the information you need. 

Although USAA is reserved only for military members, they specialized in this category. Within two membership options, there are many basic and additional features you can add, numerous discounts for active military members as well as for deployed. For the best quote you should contact their customer support and include all the information about your vehicle, credit score, current status, family members plus get financial advice.