Any time you want to buy a new vehicle, sooner or later in the process, you’ll more often than not ‘bump’ into the term ‘bumper to bumper warranty’. But what exactly is it and what does it include?
What is the bumper to bumper warranty?
Bumper to bumper warranty is the most basic, popular and omnipresent type of car warranty offered by your dealer when you purchase a new vehicle. Although not all dealerships offer them, most of them (all the reputable ones, any way) do.
In most cases, the bumper to bumper warranty covers your car from 3 years up to 7 or in the best and most exceptional cases, 10 years (100,000 miles). But is usually between 3 years (or 36,000 miles, depending on which of them comes first) and 6 years (72,000 miles).
Some dealers offer powertrain warranties and others offer the bumper to bumper warranty with any new car purchase. Compared to the latter, the powertrain warranty is more basic and only covers the essential parts of your car: engine, transmission and all the components that make your car able to move.
What does the bumper to bumper warranty include?
The bumper to bumper warranty on the other hand is more comprehensive and, as the name suggests it, should normally include everything from bumper to bumper.
In addition to the parts covered by the powertrain warranty, the bumper to bumper warranty also covers the suspension, the air conditioning, the heating and cooling systems, the electronics.
Ironically enough though, this type of warranty does not cover the bumpers themselves and other wear parts such as windshield wipers, tires, brake pads, filters, light bulbs and so on. It also doesn’t cover rust issues.
How does it work?
Bumper to bumper warranty is usually easy to use. In case your car breaks down and the problem is covered by the bumper to bumper warranty, you have to take the vehicle to a local dealership that handles your car brand. It doesn’t matter if you didn’t purchase the car from that place. The dealership will take care of the paperwork, will fix your car and the bill will be sent to the manufacturer.
Bumper to bumper warranties can also apply to used cars and a lot of companies offer them for vehicles that are not new anymore. If you do apply for such a warranty for your used car, you have to be aware of the fact that you will have to pay a deductible if your car breaks down. That means that your repair cost won’t be integrally paid by the company, you have to pay a part of the amount out of your own pocket. The amount differs from provider to provider, so make sure you inquire before signing up with anyone.
Here are some of the car manufacturers that offer the best and longest bumper to bumper warranties: Volkswagen (6 years/72,000 miles) Jaguar, KIA, Mitsubishi, Hyundai (5 years).