Whether you are planning to buy a new car or a used one, you can benefit from getting an extended car warranty.
Extended car warranties, which in fact are vehicle service contracts, are warranties you get in addition to your standard manufacturer’s warranty.
They are useful for extending your bumper to bumper coverage when you purchase a new vehicle. But those who can benefit the most from them are owners of used cars, because used cars are more likely to break or have problems than new cars.
While extended warranties do represent a sort of a gamble because you have to pay for them regardless whether your car breaks or not, it is reassuring to know in case you do get into car trouble, you’ll have a backup and won’t have to come up with significant amounts of money for repairs, all at once.
And if you have a car with thousands of miles on it, it will most likely fail you when you least expect it, so it is best to be prepared.
When can you buy the extended car warranty?
You can buy an extended car warranty when you purchase the car or any time before your standard warranty expires. You can also buy it after it expires, but then it will cost you more money.
Extended car warranty services usually impose a 30-day wait period when you purchase your extended warranty. That means you can’t use the warranty in less than 30 days from signing the contract. The reason why companies do that is to make sure you don’t just buy the warranty because your car is already damaged.
Aspects to consider when choosing an extended car warranty service
One of the most important things to consider when browsing for a reliable service is the length of the warranty. Some services cover you for up to 10 years, although that’s pretty much the longest period you can benefit from. Look for a service that covers you for as many years as possible. In most cases, the longer the coverage period, the more expensive the package will be.
Another important aspect is the state availability. Try to choose a service that covers all states in the US and even Canada, if that helps you.
The benefits included in the packages are also a crucial aspect. Roadside assistance should definitely be on the list, as well as rental reimbursement, in case you need to leave your car in the shop and you need a car to get around.
Endurance extended car warranty service – Is it any good?
When it comes to extended car warranty services in the US, Endurance is definitely among the most popular companies you can find.
Endurance covers the entire United States and also Canada and the length of the service is up to 5 years for vehicles that have up to 160,000 miles on them.
Just like most extended car warranty services, Endurance also has a 30-day wait period for the warranty to kick in.
The service is flexible when it comes to payment options and offers top-notch customer support. You can pay off the warranty in 24 monthly instalments and when you sign with Endurance, you also benefit from a 30-day money back guarantee.
What are the coverage plans offered by Endurance?
There are four plans offered by Endurance: Secure, Select Premiere, Superior and Supreme. The most affordable and basic one is the Secure plan and the most expensive and complex one is Supreme.
In order to get an exact quote, you have to fill in a form on their website with all your car details and you’ll receive an email with all their offers. The process is fast and you usually receive the e-mail within minutes from submitting the form.
Regardless of what plan you choose, you will benefit from 24/7 road assistance and rental car benefits (you’ll be covered for up to 5 days with up to $35/day, in case you need to rent a car). They also offer a trip interruption reimbursement, which covers costs such as hotel, food, etc. The value of the reimbursement is among the highest we’ve encountered in such a service, around $450.
Secure is described by Endurance as their most affordable plan. It is also the most basic one, as it covers only the essential parts of your car: the engine, the drive axle assembly, seals and gaskets, the transmission, transfer unit and the turbocharger.
This Endurance plan is suited for people who have high mileage cars. All your basic parts included with the Secure plan will be covered, plus some additional ones: engine, the electronic parts of the vehicle, the air conditioner and the cooling system, drive axle assembly, the transfer unit, seals and gaskets, the turbocharger., the fuel system.
The next upgrade is the Superior plan, which is more comprehensive and covers hundreds of components, including all the parts from the Secure and Select Premiere, plus the brakes and the front rear suspension.
The most premium package you can sign up for is Supreme. With this plan you benefit from maximum protection because all your car’s parts will be covered. Endurance claims this plan is similar to your factory warranty.
With Endurance you have to pay a $200 repair deductible. Other companies charge you $100, so this fee is not among the smallest in the industry.
Endurance allows you to transfer the warranty to the new owner, in case you sell your car before their extended warranty expires.
Another great thing about this extended car warranty service is customer support. Endurance offers a top-notch, reliable customer support. It is available 24/7 and you can reach them through phone, live chat and e-mail.
You can also follow Endurance on Facebook, Twitter, YouTube and LinkedIn.
Some people might also be pleased to find out that Endurance administrates its own contracts and doesn’t use third parties, like other companies do. You will receive assistance directly from them in case of any trouble, not from a different company.