Owning a vehicle entails a lot of expenses over time. Not only for the car itself and for useful upgrades you can constantly make to it, but also in terms of repair costs. Research shows that more than 90% of all vehicles on the road need some sort of repair at some point.
Car trouble usually occurs unannounced and when you’re least prepared for it. Not everyone has a ‘car repair fund’ at hand and when you experience a sudden car breakdown, you usually have to come up with all the money at once, which isn’t the most pleasant or even doable thing. Sure, you can rely on your manufacturer’s warranty for a certain period, but that usually lasts for only a few years. Most dealers offer bumper to bumper warranties for 3 years (or 36,000 miles, whichever comes first). Some are more generous and bump it up to 4, 5 or 6 years, if you’re lucky (Volkswagen covers you for 6 years/72,000 miles). But after that original warranty expires, you are left uncovered.
Extended car warranties, by their correct name, vehicle service contracts (VSC) cover the costs of repairs for specific parts of your car, depending what kind of policy you opt for. These warranties can cover new or used cars, with specific mileage on them. Each company has its eligibility requirements in terms of car age, mileage and so on. VSCs can extend your manufacturer’s warranty with up to 3,4, even 7 years, depending on the company.
The more parts/systems of your car are covered in the contract, the higher the price. These contracts can cover from the essential components of your vehicle to your entire car. The more complex and expensive ones can get similar to bumper to bumper warranties.
Extended car warranties can cost from $1,000 and up to $3,000, $4,000. The payment can usually be made in small installments so you can pay small monthly rates, if that’s more convenient for you. That means you are always prepared in case of car trouble without taking too big of a hit on your wallet.
Warranty Direct Extended Car Warranty Overview
Warranty Direct has more than 20 years of experience in this industry and offers extended car warranties for up to 5 years/100,000 miles. The company is based in the UK and covers vehicles in the European Economic Area and Switzerland. Warranty Direct offers car warranties for both new and used cars. In order to benefit from their warranties, you have to be permanently resident in the UK.
In order to get a free quote from Warranty Direct, you have to fill in a form on their website. You have to provide information such as:
- Your vehicle registration number
- Your vehicle’s mileage
- Your gender
- Your full name
- Your e-mail address
- Your postcode
- Your phone number
You are also required to be over 18 of age, in order to be eligible. Once you provide these details, you will be contacted by one of Warranty Direct’s agents and receive the best offer for your car and budget.
Warranty Direct has several coverage options to offer. The Core is the basic type of coverage you can get from this company.
The Core warranty covers:
- The engine
- ECUs and computers
- Flywheels & drive plates
Sundries such as filters, coolants, oils, lubricants, etc., are all covered with all options, if the car is not within 1,000 miles of its next due service and if your replacement claim is valid.
What is NOT covered:
- Auxiliary drive belts
- Hoses and pipes (except for the high pressured steering pipes)
- Manual transmission clutch plate, clutch cover, release bearing
- On the engine: engine covers and catalytic converters
- Body work, upholstery and windows, trims, paintwork
Aside from the Core coverage option, you can also opt for Core Plus, Safety System Protection, Multimedia System Protection.
Core Plus: air conditioning, cooling and heating systems, ignition and fuel system.
Emissions System Protection: catalytic converter, diesel particulate filter.
Multimedia System Protection: amplifiers, main dashboard unit, satellite navigation and more.
For new policies:
- Maximum car age: 12 years
- Maximum car mileage: 120,000 miles
- Maximum car age: 15 years
- Maximum car mileage: 150,000 miles
Your car has to have been serviced within the 12 months prior to the start date of the policy.
What are the features of Warranty Direct?
Warranty Direct has flexible payment options. You can pay with credit or debit cards, you can pay with PayPal and you can pay monthly installments by Direct Debit.
Warranty Direct covers your travel expenses if your car breaks down and the parts that fail are covered by your policy. Warranty Direct will reimburse you for the cost of the train, bus, taxi or other means of transportation.
While your car is in the repair shop, Warranty Direct will also reimburse you for a replacement car, for up to 7 days.
You are also covered for accommodation, if your car failure happens while you are traveling. Warranty Direct will cover the cost of the hotel.
Your extended car warranty is transferable, which can be very useful in case you want to sell your vehicle while your Warranty Direct policy is still valid. You have to contact customer support to find out more on this topic.
Warranty Direct has a network of more than 3,500 repair shops you can choose from in case your vehicle needs any kind of repair.
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