Extended car warranties are just as popular this year as they were last year and you still have a lot of competitive services to choose from. With such a wide variety, you have to carefully weigh the pros and cons of each service and opt for the one that works best for you. Or, you can save yourself the time and trouble and let us help you in your decision-making process.
Some factors to consider before buying an extended car warranty
There are some important factors to consider when looking for the perfect extended car warranty for your needs. First of all, make sure you meet their requirements in terms of car mileage and age, because not everyone qualifies for any type/level of warranty. You should also choose a service that offers the lengthiest warranty.
The included benefits are also important. No matter which service you choose, make sure you will get 24/7 roadside assistance, rental car benefits, the possibility to transfer your warranty, to pay in several installments and so on. You should also try to aim for a service that charges you the smallest deductible.
Autopom! extended vehicle warranty – Is it a good option to consider in 2020?
Based on all the factors we enumerated above and on our extensive research and personal review of the service, we consider Autopom! to be the best extended car warranty provider in 2020.
Autopom! offers this type of service for more than 11 years. The company that launched the service is based in California, but the service offers nationwide coverage with several of its plans. Autopom! is renowned for its comprehensive offer, which consists in 20 coverage plans.
What are the coverage plans offered by Autopom!?
The plans offered by Autopom! are grouped in 4 coverage levels. The levels differ in terms of mileage restrictions, price and parts covered.
The four levels, from the most basic to the most comprehensive one, are: Powertrain Plus, Mid-level, High-level, Exclusionary.
Autopom! covers vehicles that are up to 15 years old and have a maximum mileage of 200,000 miles. There is one exception to this, which is for the state of California, where they only cover cars that are up to 10 years old and have up to 120,000 miles on the odometer.
The Powertrain Plus level offers 5 plans: Mercury Copper MBI (MBI stands for Mechanical Breakdown Insurance), Integrity Gold, Mercury Select, EFG Powertrain Choice, Royal Centennial.
The plans in this level cover only the major, essential components of your vehicle, such as engine, transmission, transfer case, drive axle, differential assembly, air conditioning and basic electrical (starter motor, alternator, voltage regulator).
This level is tailored for car owners who don’t qualify for the other 3 levels offered by Autopom!. Coverage length varies from 3 to max. 5 years.
The Mid-level offers 3 plans: Royal Preferred, Royal Standard MBI, Mercury Silver MBI.
This level covers the parts and systems covered in the Powertrain Plus level and some additional components within the braking and steering systems. Coverage lengths vary from 5 to 7 years.
High-level: This level includes 5 plans: Royal Premium MBI, Mercury Gold MBI, EFG Deluxe, Royal Premium, Mercury Deluxe.
With this level, you get coverage for the engine, transmission, transfer case, drive axle, steering, electrical, air conditioning, braking, cooling, fuel system, seals and gaskets. The ones who opt for plans in this level are those who don’t qualify for the Exclusionary level.
Plans in the high-level cover you for 6 or 7 years.
Exclusionary level: the plans in this level are the most expensive ones but also the most comprehensive ones in terms of coverage. There are 6 plans to choose from: EFG Ultimate, Mercury Ultimate, Royal Ultimate, Integrity Platinum, Mercury Platinum MBI, Royal Elite Plus MBI.
Benefits included with Autopom!:
- 24/7 roadside assistance
- Rental vehicle assistance
- 30-day money back guarantee
- Trip interruption reimbursement
- Tire protection
Autopom! is a very complex extended car warranty service that offers plans for all types of customers. You can buy from them anything from basic warranty to comprehensive warranty that resembles the one offered by your manufacturer. The fact that Autopom! accepts cars that are up to 15 years old and have up to 200,000 miles on them, makes this a very attractive service. The features and benefits included with Autopom! are also competitive, as not many providers offer them, such as tire protection or the trip interruption reimbursement.