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3 Top Things About Toco Extended Car Warranty

Tamara Avatar By: Tamara | Last updated December 22, 2020

top 3 toco warranty extended car warranty

Toco Warranty Corporation was founded in 2013 with a headquarter in California and since then they’ve gained a lot of success mainly because they are focused on affordable payment plans with one of the best coverages based on the mileage and condition of your car. Top three things that makes Toco extended warranty different are the following:

  • Affordable monthly plans: Orange, Yellow, Green, and Blue
  • No down payment
  • MBI (Mechanical Breakdown Insurance) for California residents

Membership plans

Many other car insurance companies offer plans with a long term commitment, but Toco Warranty Corporation offers short term membership included in a monthly payment contract. They are offering 4 types of plans: Orange, Yellow, Green, and Blue. The Orange plan offers the most comprehensive insurance for vehicles under 60k miles and 5 years of age. This plan is the first best solution after the manufacturer’s warranty expires. With an affordable monthly payment, you can be sure that almost every component of your car is under the warranty. On their official website, you can download the list to see what’s not included in this plan. The Yellow plan and the Green plan cover vehicles with 10 years of age and under 100k miles. Unlike the Yellow plan, which is more comprehensive, the Green plan offers a smaller scope of warranty for car components. The Yellow plan includes an extended warranty for the engine, transmission, drive axle, electrical components, fuel, brakes, cooling system, air conditioning, and many more. The Blue plan is the basic plan that covers warranty for the basic components, such as engine and transmission, for vehicles under 175k miles and under 20 years of age.


Toco car warranty offers a monthly payment, unlike some other companies with a longer membership period. There is no down payment, which is one of their biggest advantages compared to some other companies. This feature offers you the possibility to cancel the membership with no additional cost (Although there is a cancelation fee that depends on the monthly plan you decide to purchase).

Mechanical Breakdown Insurance

MBI is an additional insurance product available only for California residents. The effective date for pre-owned plans is 1 month after the policy purchase date. The odometer mileage for pre-owned plans is 1.000 miles from the purchase mileage. In their application, you can also choose from 3 types of coverage: part cause of loss, emissions coverage and business use option. The cancelation fee is $25.

In addition, Toco allows you to take your car to any nationwide licensed repair facility. Many other companies are not willing to offer this solution, but only for their trusted facilities. Along with 4 different comprehensive plans, with no down payment and affordable monthly membership, they also offer a simple claim process with a plan administrator that will cover all the administration plus 24/7 road assistance. The payment method can be changed anytime by following the simple procedure on their official website and they accept American Express, Visa, Mastercard and Discover cards, both debit and credit.