Identity Guard is an identity protection service known for its instant notification features and credit scoring report. It has a lot of features to ensure that you will be able to keep your identity safe from hackers and identity theft. This is because without this protection, you may be prone to having your identity stolen by others who may use it to commit online crimes, medical fraud, and more.
Identity Guard Classic
Identity Guard Classic is the first version of the service which is notable for its lack of the IBM Watson technology feature. The latter allows users to be able to secure their data even if it is present on the Dark Web, which is a place on the internet where most illegal transactions are done given its difficulty to enter. This is especially important nowadays when a lot of users are susceptible to security breaches online.
Aside from this, it is mostly the same as the current version of Identity Guard.
The following are the notable features of Identity Guard Classic:
- Credit Score Report - Through the service, you can see the current status of your credit score. This is available for all three major credit bureaus including Equifax, Experian, and TransUnion. This allows you to determine whether loans can be given to you. In case you will see sudden decrease of credit scores without your knowledge, you will be able to report to your credit provider.
- Identity-related notifications – Activities that are traced to be done under your identity will be notified to you. You will then either confirm that it is your action or report it. This is mostly focused on credit-related activities such as opening bank accounts and registering credit cards under your identity.
- Security risk reports – Any updates about identity thefts is reported by the service for you to be notified in case you are currently subscribed to these.
Identity Guard Classic Mobile Application
Identity Guard has an available mobile application for both iOS and Android phones. From there, you can see your current credit report information along with guidance about its current status. For example, lower credit scores will be put under the “Weak” or “Very Weak” rating along with a description that states that you will probably not be given any loans by most companies until you can improve your score. These scores are applicable for all the three major credit bureaus. From the application, you can also receive your account monitoring notifications. This can make it more convenient and also gives you easier access to new information regarding your account no matter where you are. Examples of reports that you can receive include compromised SSNs, new accounts made under your identity, and more.
There are also tips for those who want to protect themselves from identity theft.
The pricing plans for Identity Guard Classic are the same for its current versions. Their pricing plans are divided into individual and family plans.
Both plans have a value, total, and premier plan which differ in terms of features and pricing.
The value plan for individuals is priced at $7.50 per month paid annually or $8.99 paid monthly. For family plans, the prices are $12.50 paid annually or $14.99 paid monthly.
The total plan for individuals is priced at $16.77 per month paid annually or $19.99 paid monthly. For family plans the prices are $25.00 per month paid annually or $29.99 paid monthly.
The premier plan for individuals is priced at $20.83 per month paid annually or $24.99 paid monthly. For family plans, the prices are $29.17 per month paid annually or $34.99 paid monthly.