What are the features of Zander ID theft protection service?

By: Tamara | Last updated May 14, 2019
id theft protection service zander magnifying glass over ID fraud on piece of paper

Identity protection services are a thriving industry nowadays and for a good reason. Identity theft is a common reality in this online era. The value of computers, technology and the internet is unquestionable, but their use also carries risks. Data breaches continue to make the headlines and millions and millions of users are left exposed and vulnerable to hackers.

ID theft can have a lot of unpleasant consequences, to say the least. If your personal and financial information ends up in the wrong hands, you can have your money stolen, thieves can use your name to apply for loans, medical benefits, credit cards, purchase things with your credit cards and the list goes on.

Truth be told, anyone can monitor their own data and credit if they really want to. It’s just that it takes a lot of dedication and patience and it is a time and nerve consuming activity. That’s where identity theft protection services come in, to do the nasty job for you.

The benefits of ID protection services

Identity protection services include a lot of useful features in their offer. They are like 24/7 watchdogs that monitor all your information and ‘bark’ in case of any possible ‘intruders’. These services immediately alert you in case of any suspicious activities related to your credit, personal and financial information.

ID theft protection services monitor your social security number, the dark web and more. They offer lost wallet assistance, most of them offer child protection and also have mobile apps you can use as well.

The best part about these services though is the fact that they also offer assistance and restoration services in case your identity gets stolen. All of them include insurance of tens or hundreds of thousands of dollars as stolen funds reimbursement and for expenses related to your ID restoration. This insurance can go as high as $1 million.

Zander ID Theft Protection Service Overview

The Zander ID Theft Solutions are offered by Zander Insurance Group, a company that has been around for almost 100 years. Zander Insurance Group is headquartered in Nashville, Tennessee and it is primarily known for its insurance services: auto, health, long-term care, disability and more. However, in addition to all these, Zander also offers ID theft protection. Its ID theft protection service is reliable and affordable.

How much does it cost?

Zander offers two types of memberships: individual and family. Both of them can be billed monthly or annually.

The individual plan is billed at $6.75 per month or $75 per year.

The family plan is billed at $12.90 per month or $145 per year.

Zander accepts debit/credit or you can opt to pay by electronic check.

In order to sign up for one of the plans, you have to fill in the form on their website. You have to provide your name, address, birthdate, an email address and a phone number.

What are the features included with Zander ID theft protection service?

We are going to start with the shortcomings of this ID theft protection service first and you should know from the get-go that Zander doesn’t offer credit monitoring and doesn’t have a mobile app. If these two are not deal breakers for you, then continue to read.

Other than the abovementioned, Zander does include pretty much all types of ID protection. Here’s what they do cover:

  • Social security fraud
  • Employment fraud
  • Title fraud
  • Medical ID theft
  • Financial fraud
  • Criminal ID theft
  • Child ID theft

A good thing about this service is that if you sign up for their family plan, you get protection for your children at no additional cost, which is not the case with other ID theft protection services.

In case of any suspicious activity related to your identity, you will receive alerts via SMS or e-mail. If you do get your ID stolen, Zander offers up to $1 million for stolen funds and any expenses related to your identity recovery. One of their certified recovery specialists will be assigned to you and assist you throughout the entire recovery process, providing a ‘true white-glove service’. Moreover, the company will follow up on its cases for 36 months after your identity has been restored.

Also, one of Zander’s biggest strengths is their customer service which is offered on a 24/7 basis. You can reach them by e-mail or phone and their reps are really eager to help and assist you.

By: Tamara | Last updated May 14, 2019