Identity theft protection services are very useful in this day and age, because they can keep an eye on your personal and financial data on a 24/7 basis. They alert you instantly in case of any suspicious changes related to your identity so that you can take the proper measures before it’s too late.
And while they can’t prevent ID theft from occurring, they can help you recover your identity if you fall victim to ID theft. Most of these services offer substantial identity theft insurances (up to $1 million) with stolen funds reimbursement. The money will be spent on legal expenses and other costs involved in reclaiming your identity. You’ll also benefit from your own dedicated case manager who will assist you step by step throughout the entire recovery process.
Identity Guard Overview
Identity Guard is one of the most reputable ID theft protection services in the United States, thanks to its great ratings and comprehensive protection. The service was launched by Intersections Inc., more than 20 years ago, and it is also available in Canada.
There are two types of protection available with Identity Guard ID theft protection: Individual plans and Family plans. You get three options for each of them: Value, Total, Plan.
All the plans can be billed monthly or annually, although the latter option is more profitable, because it helps you save 17%. All plans include a 30-day money back guarantee.
Here are the costs for all the plans, with monthly and annual billing.
Individual plans with monthly billing:
Value - $8.99 per month
Total: $19.99 per month
Premier: $24.99 per month
Individual plans with annual billing:
Value: $7.50 per month
Total: $16.67 per month
Premier: $20.83 per month
Family plans with monthly billing:
Value - $14.99 per month
Total: $29.99 per month
Premier: $34.99 per month
Family plans with annual billing:
Value: $12.50 per month
Total: $25 per month
Premier: $29.17 per month
If you opt for one of the Family plans, you also benefit from identity protection for the children in your household, with the condition that they have to be under 18 years old. You can also add adult family members to be protected. Their accounts will be private and they will be the only ones allowed to access them. In order to create an account for a family member, you have to provide their full name and email address.
What are the main features included with Identity Guard?
Identity Guard is very proud of the fact that it teamed up with IBM’s Watson AI, to take its protection to a higher level. The software is very complex and has artificial intelligence capabilities. It is able to scan and process billions of bits of information in a blink of an eye, so it can quickly and thoroughly monitor all your personal data. In case of any suspicious changes or activities, you will be immediately notified through alerts.
Anti-phishing mobile app
Once you subscribe to any of Identity Guard’s plans, you have access to the Identity Guard mobile app, which you can download for free on both your iOS and Android smartphone.
The app includes anti-phishing protection and comes with useful features such as: access to your monthly credit score, identity alerts, risk management score and more.
Another great feature included with Identity Guard is a browser extension that works on all the common web browsers such as Safari, Chrome, Firefox. The extension blocks potential threats and annoyances such as malvertisements, Flash, tracking cookies and more.
Other useful features included with Identity Guard:
- Dark Web monitoring and ID alerts
- Monthly credit score based on TransUnion data
- 3-bureau credit report for the customers who opt for the Premier plan
- US-based dedicated case manager
- $1 million insurance with stolen funds reimbursement
- An online identity dashboard
- Identity monitoring for 60 more days after your ID has been recovered