By: Cristina | Last updated October 24, 2020 
Getting car insurance is a big decision and you have to carefully analyze your options before signing anything. The wrong option can cost you a lot of money and headaches and nobody needs that in their life.
The problem with finding the right car insurance provider though is that it takes a lot of your time. You need to do a thorough market research, then sign a lot of papers, go to their office and so on. We do a full review on root car insurance to show you if they are a good match for your next provider of auto insurance.
What is Root and is it any better?
Root Car Insurance is a better alternative to traditional car insurance companies for several reasons. We are going to start with the most important one though: it gives you the opportunity to buy car insurance straight from your phone, without even getting out of bed. The entire process takes place through their mobile app, which you have to download and install on your phone. The app is available for both iOS and Android. Root was founded approximately 6 years ago and operates in most states.
Another benefit of Root Car Insurance is that it rewards careful drivers, by giving them lower rates that help them save up to more than 50% than with other car insurance companies. While other companies mostly take into consideration aspects such as your age, credit score, gender, vehicle type and age and so on, Root calculates your rates based mostly on your driving skills.
What is Root’s test drive?
Your driving skills will be tested through their mobile app, which is very complex and uses machine learning and AI to determine your driving abilities. It also uses your phone sensors and your GPS, which must be enabled all the time during their test.
Root will test you for approximately 3 weeks to gather data about your driving habits. During this time, you have to drive as you would normally would, but leave the GPS turned on (the app doesn’t have to be opened all the time, it works anyway). The app will analyze aspects such as your braking habits, speed of turns, driving hours and routes and other factors. The higher the score you obtain, the lower your rates will be.
The app is so smart that it acts differently when you are behind the wheel or in another seat and also knows if you are in a car, on a bike, on foot and so on. It will only analyze the data for when you are driving.
If you get really bad results and prove to be a lousy and reckless driver, there’s a chance you won’t be eligible for a car insurance from Root, so you should try to drive as careful as possible. You should try to avoid as much as possible rush hours and crowded routes, be consistent in your driving, take your turns carefully, don’t abuse the gas or brake pedals and so on.
What does Root cover?
Root covers bodily injury, property damage, collision, uninsured and underinsured motorist bodily injury, uninsured motorist property damage and more. It also includes rental insurance, roadside assistance, medical payment. You can get a quote for all of these and more and adjust your coverage according to your needs and financial possibilities.
