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Check Into Cash Payday Loans – Overview and benefits

Tamara Avatar By: Tamara | Last updated April 21, 2019

check into cash payday loans

Payday loans are the way to go for those who become short at parts of the month that are critical financially. A sudden need for a large sum of money may also make you want to avail of their services. Check Into Cash is one of these services, boasting availability and low interests that make it standout in comparison to other payday loan services.

Check Into Cash is currently available physically in 32 states which makes it one of the most widespread in comparison to others. They are also available online for the other states. The company was founded in 1993 in Tennessee. They are considered one of the pioneers in the payday loan industry. This history establishes trust and reputability for their brand.


One of Check Into Cash’s strengths likes on its availability. Currently, it has more than 1000 stores in the United States, making them one of the biggest payday lending companies. This makes them capable of serving a large number of customers.

To apply for a loan, you will need to supply them with your Social Security number, an ID with a photo, proof of your income, and an active checking account. This can be submitted to either their physical store or through their online database. As promised by most payday loans, their approval comes fast. This is only expected from a service that is frequented by those who suddenly face immediate financial shortages.

Interest rates

Payday loan companies earn their money by applying interests to your loan. This is often the reason why they are not recommended by many as those with lower salaries may fall under a continuous cycle of borrowing to be able to pay for their recent loans. This is a hard financial problem to overcome.

If you think that you are capable of paying in time, Check Into Cash offers a $100 finance charge to your loan. For states that have maximum lending charges, the service will charge the maximum amount it can. Installment loans are also available for those who will need large amounts of money. The payment for this will be done in a longer time meaning that the interest which makes the service’s interest higher. It can take about 6 to 12 months to pay.


Check Into Cash is one of the most convenient and fastest payday loaning services. It has an extensive range and number of physical offices from where customers can borrow money. Aside from this, they also offer online services for states that they do not cover. They are also lenient in terms of requirements for loans.

However, they are still one of the lending services with the highest amount of charge with each loan. This still stays true even if some states may have lower ones solely because of laws that forbid them to raise them.

Due to their high lending charge, they are best recommended for those with low credit ratings and for those that may require higher amounts of money (available through their installment loans).